Current Rate Sheet
Rates and terms are subject to change without prior notice
| Savings Rates |
Loan Rates |
Current Rate Sheet
Effective April 1, 2010
All new accounts will be verified through our Customer Identification Program to assure compliance with OFAC regulations.
| Balance | Projected Rate | APY* |
| $5.00-$4,999.99 | .15 | .150 |
| $5,000.00-$9,999.99 | .25 | .250 |
| $10,000.00-$24,999.99 | .85 | .853 |
| $25,000.00-$49,999.99 | 1.15 | 1.155 |
| $50,000.00-$99,999.99 | 1.50 | 1.508 |
| $100,000.00 and over | 1.75 | 1.762 |
*Annual Percentage Yield
| If an account is set up as: |
| Joint (Or) |
All joint owners have access to the account information and may perform transactions without the consent of the other owner(s). |
| Joint (And) |
All joint owners have access to the account information and may perform transactions only with the other owner(s) also signing prior to the transaction taking place. |
| POD |
In the event of the account owner(s) death the payable on death (POD) beneficiary(s) will be given the funds. If more than one beneficiary is named, the funds will be paid out proportionately to each beneficiary. The POD’s must bring in a death certificate and personal identification prior to any funds being released to them from the account. |
| The Board of Directors will ratify the dividend rates once current income and available earnings, after required transfers to statutory reserves, are determined to exist. |
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